August 2025 - Page 2 of 2 - NPL Confidential

Banks: 100 million additional provisions

For the cost of restructuring crisis loans, as well as loans in Swiss francs

The approval rates per creditor and the reasons for rejection by the debtors

The Bank of Greece ratified the rules on preventive supervision of credit servicers and the obligations of credit purchasers

Agreement to resolve all outstanding consumer compensation obligations under the 2017 settlement

The investment by Qualco and National Bank of Greece amounts to almost 13 million euros

The further de-escalation is justified by the good performance achieved in the pan-European stress test exercise

The performance was extremely satisfactory as, in the adverse scenario, the 3 Greek banks participating had a CET 1 capital ratio greater than 11%

Domestic banks proved resilient in terms of new red loan formation, with most managing to reduce the relevant ratio despite fears

The project includes non-performing, secured, and unsecured retail loans with a gross book value of €191 million