Editorial Archives - NPL Confidential

Hercules Scheme: How Greece Slashed Bad Loans from €75.3 Billion to Just 3.3% of Bank Loan Portfolios

12 October 2026 Editors

Seven years have passed since the European Commission approved the Hercules Asset Protection Scheme on October 10, 2019, marking a turning point

New Framework for Debtors and Servicers Under Public Consultation – What It Entails

8 October 2026 Phil Karametos

The Ministry of National Economy and Finance has put its new draft law up for public consultation, with the core focus on strengthening debtor protection

Overdue Debt at €238.6bn – More Than Half of Greece’s Private Debt Is in Arrears

16 September 2026 Phil Karametos

The burden of overdue debt remains particularly heavy for Greek households and businesses, as more than half of their total liabilities to the State

Bad Loans: New Generation of Borrowers Comes Under Scrutiny as Interest Rates Rise

15 September 2026 Editors

Banks and loan servicers are increasingly alert to the risk of a new generation of non-performing loans (NPLs), as higher interest rates

Servicers Under EU Spotlight: New Borrower Protection Rules to Shape Europe’s NPL Market

29 July 2026 Editors

The European Union is once again placing the management of non-performing loans (NPLs) high on its financial agenda, seeking to establish a harmonized regulatory

Banks and servicers are complying with the Supreme Court’s ruling

28 July 2026 Phil Karametos

Although consumer organizations—especially those in the provinces—are sharpening their “swords,” urging their members and any borrower

Step-Up Loans: Greek Banks Face Year-End Deadline for Securitizations and Sales

27 July 2026 Editors

Greek banks are entering the final phase of complying with another key supervisory requirement, as they must complete plans by the end of 2026 to sell or

How a million old loans undermine Greece’s recovery

2 July 2026 Editors

Although the Greek economy has recovered and outperforms the European one, a “mountain” of non-performing loans is silently undermining the full recovery

Private debt and government interventions

25 June 2026 Editors

The recent intervention for the borrowers of the Katseli Law brings back to the forefront the issue of private debt, which remains high and requires a coherent

Government and Servicers Take Dual Action Regarding the Katseli Law

22 June 2026 Phil Karametos

Servicers are set to file a motion—possibly as early as today—asking the Supreme Court justices for a clear interpretation of the ruling on interest accrual for loans under the Katseli Law.