October 2025 - Page 4 of 6 - NPL Confidential

SLBO: Political dispute over how banks will participate

The issue of the Sale and Leaseback Organization is taking on political dimensions, with the opposition criticizing the government for the way

French banks should be able to manage the risks from the escalating political crisis in the country, but that doesn’t mean there won’t be disruption

One in four settlements agreed upon by servicers and borrowers is now being reached through the out-of-court mechanism.

An Extraordinary General Meeting (“EGM”) of Intrum AB (the “Company” or “Intrum”) was held today on 10 October 2025

Canadian company Cooke Inc. has submitted a binding offer of €97 million to acquire all of Avramar Greece’s loan obligations

The management of Qualco was in London in recent days for presentations to major institutional investors.

Problems remain in the process of disposing of properties on the market by servicers, despite initial improvements in the procedural framework

During the past August, the four major servicers proceeded with height adjustments totaling 190.2 million euros for 3,144 debtors.

With the total amount of non-performing loans held by servicers now reaching 79.4 billion euros, Cepal holds the largest share

Servicers are planning two moves of significant strategic importance to initiate the process of returning retail loans, mainly mortgages